TIPS For Families

Savings are in the Details, Medicare Part D #1

Article written by Mary Ann Holland, Extension Educator
January 12, 2006
University of Nebraska-Lincoln Extension
Building Strong Families


Medicare needs your help to get seniors
enrolled in the new prescription drug coverage

For the first time in the more than 40 years that Medicare has been around, beneficiaries are now eligible to enroll for prescription drug coverage.  The new program, Medicare Part D, or Medicare Prescription Drug Coverage, began on January 1, 2006.  Medicare beneficiaries, seniors over the age of 65 or disabled Americans, are eligible to apply for benefits regardless of income.  The deadline to enroll is May 15, 2006.  While signing up for the benefit is voluntary, beneficiaries may incur a 1% penalty for each month they are not enrolled; signing up before May 15 avoids the penalty.

Medicare Plan D coverage is a “hot topic” of conversation across America.  Conversations are occurring in many different places and in many different ways – it is happening across the kitchen table, in senior centers, at churches, between friends, neighbors, parents and their children, pharmacists and their customers. It is important that all people with Medicare, and those who care for them, understand this new coverage.  As a family member, you have an important role to play in seeing that your parents or grandparents, aunts and uncles are in the best position possible to make an informed decision about drug coverage enrollment.  Like anything new, the plan is complex and difficult for many people to understand.  Because this new coverage is a vital addition to Medicare that will help people save money and live better, healthier lives, it's important to have information about it.

University of Nebraska Extension is playing a vital role in the State of Nebraska providing educational information to seniors and their families about options available to them for drug coverage.  In many areas of the state, Extension Educators are coordinating or assisting with Medicare enrollment events.  Contact your local Extension office to find out who is providing Medicare education in your area.  University of Nebraska Extension is partnering with the state agency, Nebraska Senior Health Insurance Information Program [SHIIP] to assist seniors with decision making and enrollment.  The Nebraska SHIIP office can be contacted at 1-800-234-7119.  Medicare beneficiaries may want to contact Medicare directly by calling 1-800-633-4227 or visiting their website www.medicare.gov  Another source of information for families about the Medicare Prescription Drug plan is the Answers 4 Families website http://www.answers4families.org/  

Family members who assist Medicare beneficiaries in becoming better informed about the new drug coverage through Medicare are encouraged to report their success by leaving feedback on unlforfamilies.unl.edu and click on the TIPS Feedback Form link below.  For more information on Medicare Part D go to the University of Nebraska-Lincoln publication website at www.ianrpub.unl.edu and click on Families.